CMA report means Credit Monitoring Arrangement report. As per RBI guidelines, CMA data is required for Project Loans, Term Loans and Working Capital Loans. This data is to be provided by a company to bank for getting the loan from bank and every year, for renewing or enhancing their existing Bank loan.
CMA Data is a systematic analysis of working capital management of the borrower and the purpose of this statement is to ensure the use of funds effectively.
CMA data generally include 2 years Audited Financials and 3 future years Financial Projection of company, Fund flow statement, Changes in Working Capital report, Ratio analysis and Maximum Permissible Bank Finance (MPBF) report.
The banks rely very much on this report and carefully evaluate CMA data for eligibility of funding. Our experts help to highlight the potential of your business in CMA data to be submitted to the bankers at the time of sanction and renewal.
Past 2 years Audited Financials
Provisional Financials for the current year
Latest Sanction letter (in case of renewal)
Term Loan Repayment Schedule, if any
Details of proposed Loan/ enhancement along with Interest rate & the terms and conditions
Estimated Turnover for Next 2 years
How Does it Work?
Submission of required Documents to WTC Team through E-mail
Our dedicated professional would review & start working on it
Our Team will send you the Draft audit findings through e-mail
Only after your confirmation, we will finalise
Complete CMA report will be sent to your E-mail for your records